At Coyote Benefits we work with businesses and individuals helping to address all of your needs for Life, Health (Major Medical), Supplemental, Dental, Vision, Medicare Supplement and Medicare Advantage plans. We specialize in and manage the implementation of benefits and the enrollment processes of employee benefits for companies of any size.

We do not work for an insurance company; we work for our customers! We consider ourselves your advocate in the world of insurance. Unlike a captive, or direct insurance company who only offers their own proprietary products, our agency is 100% independent of any one company. Many insurance consumers don’t fully understand just how important that really is. When it comes to something as important as insurance, it’s imperative that you work with an agency who has an in-depth knowledge of multiple insurance products, companies, and guidelines — not just one.

The Pride in what we do shows in our thorough consultations and finding the best products to fit your individual or business needs. 

At the end of the day, what separates one agent from another, is their ability to proactively service their policy holders, and their knowledge of the insurance industry, products, and different situations that may present themselves to their clients.

Coyote Benefits has over 40 years of combined experience in work site benefits and enrollment solutions. Let their experience work for you!

Our Owner and Principal Broker, John Donaldson located in Destin, FL., (Servicing clients in Alabama, Florida, Texas and many other states) is a recognized expert in the industry and his leadership has been and continues to be recognized with numerous awards for excellence.

Our Associate Brokers, Barry Oswalt and Kay Oswalt, located in Phenix City, AL., (Servicing Alabama, Georgia, Kansas and Texas, are also recognized leaders in the industry with recognition and awards for their service in the community and service of excellence and  production.

Some of our carrier partners include Blue Cross and Blue Shield, National Life Group (LSW), Colonial Life, Allstate, Transamerica, Cigna, Lincoln Financial, Ameritas, Humana, Aflac, Aetna and many others. 

We service hundreds of clients and thousands of their employees in multiple states. 

Let us help with your benefit shopping and make comparisons of the best plans in the market.

Our mission is to find the best products at the best prices that fit your needs.