Hospital indemnity pays you a predetermined benefit amount per day for each hospital confinement. Most pay a daily benefit amount up to a year.

In general, most plans cover: Hospital confinement (with or without surgery) • Intensive Care Unit (ICU) confinement • Critical Care Unit (CCU) confinement • Out/Inpatient surgery • Continuous care • Out/Inpatient X-rays and laboratory procedures • Out/Inpatient diagnostic imaging procedures • Ambulances (Ground and Air) • Emergency rooms • Physician office visits and more...